The Abicana webstore - affordable vehicle parts and tools. Vehicle leasing advices.
Mail: aquila-grande@tahoo.no
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Click here to see an exhibition of products for men and women to enhance potency and improve sexual satisfaction
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CAR
ACCESSORIES, SPARE PARTS AND TOOLS
Welecome to this presentation of
good online warehouses for car equipment with an exhibition of some of the
products from the warehouses. The stores are general vehicle equipment stores,
but their strength lies on somewhat different areas as indicated in the
presentations. If you are searching for some special type of car equipment from
some special fabricant, you are allmost certain to find it in one of these
online stores.
Further down on this page there is
also some information about car leasing.
Online places to find all things you need for your car and tools for vehicle work
Basic mechanical and electric parts for all car models
- This store has a huge stock of those basic parts
that make the car move and makes it possible to controle. The store has also a
huge variety of equipment that makes your car a functional tool in your work and
freetime, like cargo containers and cargo handlers of various types. You can
find these products for all car models of all brands, new models and old models,
both original versions of the parts or third party versions. There are parts for the electric
furnishment, motor, fuel lines, gear and transmission, exhaust system, air
intake, stearing, brakes, suspension and all other important functional parts of
the car.
Internal and external car
equipment, car electronics, GPS navigation
- By clicking at the banner below,
you will find a great collection of accessories for your car, like lanterns,
antennas, auto radio / stereo / music, communication
electronics, security equipment, GPS nevigation equipment, dashboard equipment,
car body parts, washers, window accessories, interior styling, bags, tool
boxes, interior lights, seat equipment and more. You also find workshop
tools and parts for higher car performance and higher class functions.
Comodities for your use in your car or on journeys, vehicle saftety products, tools for vehicle works
- By clicking at the banner below,
you will find a great collection of comodities for your car, or comodities to
bring with you on tours, lke tools, lanterns, Auto radio / stereo / music, communication
electronics, security equipment, nevigation equipment, interior commodities,
bags, seat equipment and more. There are also repair parts and performance
parts. You also find every kind of tools you need to work on your car: Mechanical tools, electric adjustments instruments,
mechanical diagnostic equipment, electric diagnostic equipment, styling tools, painting equipment and more.
A great places to find parts for offroad vehicles and equipment for offroad use
- This is a great store for offroad equipment. Here are presented links to some of the products. If you want to browse the whole store to look at more products, you can click at any of the
links.
4WheelParts.com - Your Off-Road Superstore
A general technology store with car workshop tools, GPS navigators and much more
- This is a general warehouse with a lot of car items in addition to all kind of technology for home, work and recreation, for a law prize, and especially care electronics.
Product examples from the shops - by clicking at the links you will find a full product assortment
Links to pages with other types of products
Vitamins. minerals, anti-oxidants,
glyconutrients, noni, acai mangosteen and other supplements
Products
against erection problems or to improve male and female sexual, please click here
Natural products to help for
specific common diseases, pleace click here
Skincare, natural drugs for skin problems, quality cosmetics, anti-aging products, fashion
Balance point - A blending of all vitamins, minerals and anti-oxidants you need to be healthy
- This blending of vitamins, minerals and tissue-protecting anti-oxidants do not only contain those nutrients you find in the usual commercial vitamine and mineral products, but the formula also provides all these substances you need in tiny measures, and therefore is often forgot to include in the usual products. Furthermore it contains several natural substances that are not vitamins and minerals in the strict sense, but has shown to make the body work better and give enhanced energy.
Click here to learn more or buy - Multivitamin: Balance Point for Men
Click here to learn more or buy - Multivitamin: balance Point for Women
TestRX - Natural drug to make you produce more testosterone and thereby increase sexual drive, potency and energy for sex. Also to help increase capacity for work and training, and help building muscular mass by training
Natural medicine to increae your ability to store and record memory, to enhance allertnes, to boost thinking acuteness and help for mental tiredness - Brain Pills.
Information resources for our
visitors
Here are some advices about vehicle leasing. To find other information resources, please go to this page
What is actually leasing
Leasing is a form of long term rebting of
objects. The person or instance renting the objects is called leasee, the
instance finacing and getting payed for the object is called lessor. Basically
there is no formal differnce between ordinary renting and leasing. The term
leasing is however often used when the renting or an object is characterized by
some special properties which are:
- The leasee of the object chooses the object
in a store or by a vender in the same way as by buying the object.
- A financial institution buys the object
formally from the vendor.
- The object is rented to the leasee on a long term contract.
- The lessor get the right to use the object more or less on the same terms as if he owns it.
- The maintainance of the object and insurance
may be the responcibility of the leasee or the lessor dependent on the contract.
- The rent cowers a stepwise paying for the
cost of the object and a fee calculated in the same way as an interest payment
based as an annual percentage of the rest cost of the object.
- When the cost of the object is payed entirely,
the ownership may or may not be transfered to the user, depending on the
contract.
- The payments are in many countries tax
deducibles, but the principles varies from country to country. Tax strategy is
often a major incitement for choosing leasing as the financial techicality.
Terms to Know Before Leasing A
Vehicle - Leasing Jargon Simplified
By
William Bolton
So, you’ve decided that you want to lease that
next vehicle. Can’t really blame you. With today’s incentives, rebates, and
favourable lease rates why wouldn’t you. Not only do you get to drive a new car,
but a new car that you wouldn’t otherwise be able to afford if you were to
purchase and finance it. Buyer beware though. With leasing comes new and
sometimes rather confusing vocabulary. Don’t get lost in a sea of leasing jargon.
Protect yourself. Learn and understand the industry language. For those
seriously thinking of leasing that next vehicle, here is a useful glossary of
“new” terminology that you should familiarize yourself with BEFORE you negotiate
a lease:
Acquisition Fee: An administrative charge levied by the
leasing company for processing a lease. This fee is typically NOT negotiable and
can have a significant bearing on the overall cost of the lease.
Base Interest Rate: This is the cost of leasing and using a
vehicle and is measured by the interest paid over the lease term.
Buy at end-of-term interest rate: This is the net interest
rate for the lease if the lessee, at the end of the lease term, purchases the
vehicle at the end-of-lease purchase price.
Capitalized Cost: This is the total purchase price of the
vehicle. The price includes the cost of all extras such as vehicle options,
extended warranties, life insurance, and rustproofing. The capitalized cost
equals the amount you would pay for the vehicle if the vehicle were being
purchased.
Capitalized Cost Reduction: A capital cost reduction is a
down payment, in the form of cash or trade-in, that is applied to the final
purchase price of the vehicle reducing the monthly lease payment.
Closed End Lease: Leases in which the lessee’s financial
obligation rests only with the negotiated monthly lease payment. Since the
residual value of the vehicle is stated in the lease contract, the lessee is not
financially responsible if the actual value of the vehicle is less than the
stated residual value. The lessee need only return the vehicle at the end of the
lease term with no further obligation.
Dealer Participation: A rebate or discount, contributed by
the dealer, reducing the final purchase price of the vehicle.
Depreciation: The decrease in value of a vehicle over time.
Depreciation in automobile leasing is the difference in value between the cost
of a new vehicle and the value of the vehicle at the end of the lease term.
Disposition Fee: A fee charged by the lessor at the end of
a lease to ready the car for sale. The lessor may apply this fee against the
deposit made by the lessee at the beginning of the lease term.
Down Payment: A sum of money paid at the beginning of a
lease contract, usually at the time of signing, that is applied to the final
purchase price. In leasing, the down payment is referred to as the capitalized
cost reduction. Typically, the larger the down payment, the smaller the lease
payment.
Early Termination Fee: A penalty paid by the lessee for
terminating a lease contract early. A lessee pays for the depreciation of a
vehicle in equal monthly payments. Since a vehicle’s depreciation is highest in
the first months of a lease, terminating a lease early results in the lessee
using more of the vehicle’s value than what they’ve paid for subjecting the
lessee to penalty.
End-of-Lease Purchase Price: Also known as the residual
value. This is the price at which the lessee may purchase the vehicle at the end
of the lease term.
Excess Wear & Tear: W ear and tear beyond what is deemed
acceptable by the leasing company. It is the responsibility of the lessee to
take reasonable care of the car and to ensure it is returned at the end of the
lease term in good condition. Bald tires, body dents, and engine trouble due to
neglect could subject the lessee to repair and replacement charges.
Gap Insurance: The name given to a type of insurance
coverage that covers the difference between the actual cash value of the leased
vehicle and what is still owed on the lease contract. If a leased vehicle is
destroyed in an accident or stolen, gap insurance coverage protects the lessee
against additional losses due to “gaps “ between the insurance settlement and
the lessee’s financial obligations set out in the lease contract.
Independent Lessor: These are non-traditional lessors,
usually an individual business, that can structure and write a lease for most
makes and models of vehicles. The terms and conditions of the lease agreement
can be customized to accommodate different lease and mileage conditions.
Lease Extension: This is the continuation of a lease, beyond
the original lease contract. Payments are continued on a month-by-month basis at
the same sum negotiated at the beginning of the lease term.
Lease Term: This is the length of the lease contract. Most
vehicles can be leased for 12, 24, 36, 48, and 60 month lease terms. The monthly
payment of a lease will vary depending on the length of the lease term.
Lessee: Name assigned to a person or party who signs a lease
and agrees to assume responsibility for a vehicle and the lease payments.
Lessor: Name assigned to a person or party that owns the
vehicle and agrees to lease it to the lessee.
Mileage Allowance : Lease agreements establish a maximum
mileage allowance that the car may be driven over the life of the lease. The
agreement will also specify the cost per mile or kilometer the car is driven
over and above the allowance that is due and payable at the end of the lease
term.
Money Factor: This is a number used to calculate the base
interest rate of a lease. To arrive at a base interest rate, leasing companies
will multiply a money factor by 2400. The money factor of a lease is known by
the leasing and sales consultant at the dealership and is used to calculate the
cost of money in the same fashion as an interest rate does. The lower the money
factor, the lower the monthly lease payments.
Monthly Payment: A payment made on a specified date each and
every month as specified in the lease contract. Monthly lease payments
calculated on a lease contract typically include all applicable taxes.
Net Interest Rate: This is the total interest rate for a
lease and represents the true cost of the lease. The lower the net interest
rate, the lower the cost of the lease.
Open-End Lease: Leases in which the lessee’s financial
obligation may exceed the negotiated monthly lease payment. In an open-end lease
the residual value is set at the beginning of the lease term. The lessee is
financially responsible if the actual value of the vehicle is less than the
stated residual value.
Purchase Option: Option extended to the lessee, at the end
of a lease contract, to purchase the vehicle at the pre-determined purchase
price. The pre-determined purchase price is normally the stated residual value
in the lease contract.
Residual Penalty: This is the penalty a lessee pays if the
end-of-lease purchase price is greater than the expected value of the vehicle at
the end of the lease term.
Residual Value: This is the expected or pre-determined value
of a leased vehicle at the end of the lease contract. The stated residual value
on a lease contract is normally the buyout price at the end of a lease term. The
residual value also determines whether the lessee should purchase the vehicle at
the end of the lease term. If the residual value is less than the actual market
value it would be advantageous for the lessee to buy the vehicle and sell it to
a third party.
Security Deposit: This is a sum of money, paid up front, as
security for excess wear and tear on the leased vehicle. The amount is refunded
if the vehicle is returned in good condition. In some cases, the deposit may be
applied against the final monthly payment.
Good luck and happy negotiating!
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William Bolton is founder,
owner, and operator of Leasedwheels.com, a website specializing in auto lease
transfers and assumptions. If you're stuck in a lease you need out of or wish to
take over an existing lease on a short-term basis with no money down, visit:
http://www.leasedwheels.com
Source:
http://www.websition.com/